Mortgage Payoff Calculator for First Time Homebuyers

Mortgage Payoff Calculator

Loan Amount ($)

Interest Rate (annual %)

Loan Term (years)

Monthly Payment (optional override $)

Extra Monthly Payment ($)

Start Date

After 1 Year	Balance	Interest Paid
—	—	—

Notice: These results are estimates only and should not replace professional financial, tax, or legal advice. Use this calculator for planning and educational purposes only.

Quick guide for first time homebuyers

Enter your loan amount, interest rate, and term to see scheduled monthly payments and how extra payments accelerate payoff and reduce interest costs. Try modest monthly extras to compare lifetime savings.

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Shows scheduled payment and effects of extra payments for savings planning.
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